TOP HEALTH el seguro de salud mas completo en España


The elite of private health insurance, without setting limits or borders to your health. A health insurance that gives you access to the best private medicine, with what you need to take care of your health and quality of life, without access or expense limits.


DKV TOP HEALTH - Maximum protection and premium coverage

The most comprehensive health insurance on the market

The only health insurance that reimburses you 100% of all treatment costs. Valid worldwide!

Current discount campaign, valid until February 2021

·        25 discount on the premium in the first year

·        20 discount on the premium in the second year

·        15 discount on the premium in the third year

·        10 discount on the premium in the fourth year

DKV Top Health is the only health insurance in Spain that reimburses 100% of all costs, without any limits, worldwide, dental coverage up to € 9000,00 per year, medicines are reimbursed without limit.
DKV Top Health is the only full insurance offered in Spain.


Just like Mundisalud, DKV Top Health offers the possibility to visit an affiliated hospital or centre and bill with the  chip card, but also every doctor or hospital worldwide with 100% reimbursement of the bill without limit.

Dentists can also be chosen freely, the reimbursement of dental bills amounts to 80% of the bill up to an annual limit of € 9,000.00

Prostheses included, without limitation

The latest technology at your disposal

Access to the most modern means and techniques such as da Vinci robotic surgery, 3D colonoscopy or 3D / 4D ultrasound.

Psychology and psychotherapy
Up to 30 sessions per year and no limit to the number of sessions in psychotherapy.

Podiatry, physiotherapy and rehabilitation
Podiatry, physiotherapy and rehabilitation with no limit on sessions

Reimbursement of the cost of aids
Reimbursement of the cost of special aids such as wheelchairs, CPAP ventilators, etc.

Reimbursement of the cost of vaccines
Rotavirus, chickenpox, HPV vaccination, meningitis B (Bexsero) ..., DKV will reimburse you 100% of the cost of the vaccines.

Direct access to all specialists
Cardiology, dermatology, neurology, traumatology, gynaecology, oncology, etc., as well as diagnostic and therapeutic procedures: Ultrasound, MRI, CT, radiation therapy, lithotripsy, etc.

Surgery and hospitalisation
Among other things, oncological and kidney treatments, operations, hospital stays (including intensive care and pregnancy-related), prostheses and much more!

Have Questions or Need Help?

Finding the right health insurance coverage in Spain and understanding how it works can be confusing. If you have any questions, contact one of our dedicated account executives at or call us at +34 922 94 16 10.

DKV Top Health is the only full insurance offered in Spain.

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